Conventional termite warranty
Includes a yearly inspection and any liquid treatments needed for active termites during the coverage period. Cancel Anytime - No Long Term Obligations.
Starting at just$57/quarter
Homeowners can request a no-charge termite and moisture inspection with no obligation. Need a paid WDIR report for a closing? We schedule fast across Hampton Roads.
WDIR report pricing: $75 – $125 depending on the property and report scope.

Closing on a home? Same-week WDI inspection reports lenders and agents trust. Humid summers and mild winters give pests a long season here, so we work the source rather than the symptom — find where the infestation starts, clear it, and close the way back in.
Your termite warranty starts with no upfront charge. Choose the coverage path that fits your home: a conventional warranty with quarterly payments, or a termite baiting system installed at no charge with ongoing maintenance and warranty coverage.
Includes a yearly inspection and any liquid treatments needed for active termites during the coverage period. Cancel Anytime - No Long Term Obligations.
Starting at just$57/quarter
The baiting system is installed at no charge, with maintenance and warranty coverage included in the monthly program. Includes liquid immediate knockdown if ever needed (active termites) during the coverage period. Cancel at anytime.
Starting at just$47/month
This no-charge homeowner warranty offer is separate from a paid WDIR report prepared for a real-estate closing.
Ask About Your WarrantyA finding is a decision point, not automatically a reason to lose the deal. The right next step depends on what the inspector documented and what the contract requires.
We identify the treatment scope, explain the available options, and document the work needed for clearance.
Photos, readings, and video give the buyer, seller, and agent a shared record of the condition before anyone agrees to a repair.
Book the inspection with the closing deadline in hand so scheduling, treatment, and follow-up documentation can be planned in the right order.
Your findings never sit in a fax tray. From report to signature to payment, everything runs through one secure link.
Every finding and the full NPMA-33 report arrive through a secure email link — you, your agent, and settlement can open it on any phone or laptop the moment it's ready.
Sign the report and any treatment authorization right inside the link with eSign — no printing, scanning, or scheduling a drop-by.
If work is needed, set up payment options — including SmartPay financing — through the same eSign flow, so approving the fix and arranging how you'll pay happen in one place.
Tell us the property address, whether you are buying or selling, and the deadline your agent or lender gave you.
A Universal inspector checks accessible areas for termites, other wood-destroying insects, fungi, moisture, and visible damage.
The official report and supporting photos and video arrive through a secure digital link for the parties who need them.
If treatment or repairs are needed, we explain the scope and can coordinate the work and clearance documentation around the transaction.
A Wood-Destroying Organism (WDO) or Wood-Destroying Insect (WDI) inspection, often called a WDIR or simply a termite letter, is the official report a lender or purchase contract requires before closing on a home. VA loans require one as a matter of course, and FHA and conventional lenders frequently ask for one depending on the property and the terms of the contract, so it is worth confirming early which applies to your deal. The inspection documents visible evidence of active or previous termites, powderpost beetles, carpenter ants, and wood-decaying fungi. Universal Pest & Termite delivers official, lender-ready closing reports, and we include pictures and video on every inspection so buyers, sellers, and agents can see exactly what was found.

Keep Your Closing on Schedule
Need an official WDO report fast? Inspections can occur same-day or next business day.
Book Your Real Estate InspectionReal estate transactions move fast, and inspection delays can jeopardize a closing date. That's why inspections can occur same-day or next business day. Once the walkthrough is complete, our technicians compile the official documentation along with the supporting photo and video evidence, getting the completed report into your hands (and your closing agent's hands) without delay.

Tight Closing Deadline?
Don't let inspection delays stall your deal. Schedule your rapid-turnaround WDO check now!
Claim Your Same-Day / Next-Day SlotDiscovering termites or wood decay during escrow doesn't have to derail the sale. Because speed is critical when closing deadlines are looming, if termites are found, we can treat as soon as the next day in most cases. We provide rapid-response treatments, official clearance letters, and documentation so the transaction stays on track without missing closing dates.

Resolve Escrow Issues Fast
Get immediate treatment and official clearance to keep your deal moving forward.
Request Immediate Treatment & ClearanceResponsibility for inspection and treatment costs is typically negotiated in the purchase agreement between the buyer and seller (though certain loans, like VA loans, have specific rules regarding seller obligations). In practice, Virginia sellers often end up covering the inspection and any clearance treatment, but it comes down to what the contract says. We work with closing officers routinely and can bill at the settlement table rather than asking either party to pay out of pocket beforehand. If unexpected treatment or moisture repairs are needed to clear the letter, SmartPay financing is available to qualified homeowners so the work can start immediately without draining cash reserves before closing.

Flexible Payment Options
Handle closing repairs or treatments easily with SmartPay financing!
Apply for SmartPay & Book InspectionYes. The report covers more than insects, because in this climate moisture is usually the underlying story. Along with wood-destroying insects we document elevated wood moisture readings, active wood-decay fungi, and visible structural damage to floor joists, sills, and subflooring. That matters at closing: a buyer who knows the crawl space has a moisture problem can negotiate for it, and a seller who knows in advance can address it before it derails the deal. Photos and video accompany the findings so nobody has to take the description on faith.

Book a Complete Inspection
Get insects, moisture, and wood decay documented in one visit.
Schedule Your InspectionReal estate professionals need a reliable partner who respects tight contract timelines and eliminates surprises. Universal Pest & Termite stands out by providing HD pictures and videos on every inspection report. This gives agents, buyers, and sellers indisputable visual proof of structural conditions, making negotiations smoother and eliminating disputes over findings. Combined with same-day/next-day scheduling and next-day treatment capabilities, we make the closing process seamless.

Partner With the Escrow Experts
Give your clients total transparency and rapid service. Book your inspection today.
Schedule Real Estate WDO Inspection24/7 Immediate Response for all of the 757 — or call (757) 502-0200
Our Real Estate Termite Inspection services are backed by our comprehensive warranty. If the pests come back, we come back. No questions asked.
"Stephen was fantastic!! What a breath of fresh air after working with another company that was just ripping us off. Stephen was very informative and answered all my questions. I feel confident in the work he is doing and look forward to future visits. I would highly recommend Stephen and Universal for pest control."
— Verified Google Review
"Scott is my technician, and is always early if not on time. He's polite & friendly and always conscious of covering his feet and trying to be neat in my home. It's nice to have the same consistent technician every quarter."
— Verified Google Review
Complete termite and pest control for your home — one low monthly service fee.
The UniGuard Program rolls your termite protection and everyday pest control into a single membership. We install a termite baiting system, back it with a full termite warranty, and include our Essential pest control program — so your whole home stays protected for one predictable monthly price. No large yearly termite bill, no long-term contract, cancel anytime.
One low monthly service fee · no large yearly termite bill · cancel anytime

A termite problem won't wait for payday — and now your treatment doesn't have to either. SmartPay lets you protect your home today and spread the cost over time, with $0-down options on any termite treatment, inspection, or repair.
Real estate closing inspections and lender-ready reports from around the region. Hover a pin or a job card to see what the inspector handled.



Completed official WDIR real estate inspection for VA loan closing; issued digital report within 12 hours.
Inspected crawl space, attic, and garage for buyer; found no active termites or wood-decay fungus.
Discovered historic termite damage during closing inspection; provided buyer with clear repair scope and clearance paperwork.
Performed rush 24-hour WDIR inspection for home seller, confirming sound structural framing under subfloor.
Inspected historic home foundation for real estate transaction; identified past beetle damage with valid warranty.
Executed buyer's WDIR inspection; cleared the home for conventional mortgage closing with the official signed report.
Locations shown are street-level only. We never publish a customer's exact address.
Get local real estate termite inspection details, common pest pressure, and service info for your city:
City guides: Pest control in Chesapeake · Pest control in Virginia Beach · Pest control in Norfolk · Pest control in Portsmouth · Pest control in Suffolk · Pest control in Hampton · Pest control in Newport News · Pest control in York County · Pest control in Poquoson · Pest control in Yorktown · Pest control in Williamsburg · All of Hampton Roads
Universal is the "Total Home Health Professionals" of home protection in Hampton Roads. Discover our other dedicated divisions.
Call now or request a free quote online. Same-day service often available.
Not every pest control company in Hampton Roads offers the same thing. Here is a straight comparison of what you get with Universal Pest Control and what is common elsewhere in the industry.
| What to compare | Universal Pest Control | Most pest control companies |
|---|---|---|
| UniGuard ProgramExclusive | Universal Pest Control Termite protection and full pest control combined in one membership for one low monthly payment — from $63/month, with the termite warranty and quarterly pest service included together. | Most pest control companies Termite protection and pest control are usually sold as two separate agreements, with two renewals and two bills to keep track of. |
| SmartPay financingExclusive | Universal Pest Control $0-down payment options on termite treatments, baiting systems, and repairs, so the work can start before payday. Simple, predictable monthly payments. | Most pest control companies Financing, where it is offered, is commonly arranged separately through a third-party lender. |
| Pest Guard Attic Insulation™Exclusive | Universal Pest Control Hampton Roads' only licensed Pest Guard Insulation™ installer, through our sister company Universal Insulation Doctor — insulation manufactured with an EPA-registered pest preventative, so the replacement itself resists the insects that ruined the original. | Most pest control companies Attic insulation is typically referred out, and standard fiberglass has no pest deterrent built into the material. |
| Total Home Health Network | Universal Pest Control Pest and termite control, attic insulation, and duct cleaning coordinated under one roof through the Universal family of companies — one point of contact for the whole job, done in the right order. | Most pest control companies Pest control only. Insulation and duct work are usually booked with separate vendors on separate timelines. |
| A+ BBB rating | Universal Pest Control BBB accredited since 2007 with an A+ rating, earned through consistent, honest work in the same community. | Most pest control companies Accreditation and ratings vary by company — worth checking before you book anyone. |
| 26+ years in business | Universal Pest Control Protecting Hampton Roads homes since 2000 — more than 26 years in the same market, with over 100,000+ homes serviced. | Most pest control companies Tenure in the area varies widely; newer branches and recently opened franchises are common. |
| Family owned & operated | Universal Pest Control Owned and run by a family that has lived in Hampton Roads their whole lives. The people who answer the phone and the crews at your door are your neighbors. | Most pest control companies Ownership varies — many local branches are franchises of national brands, with crews dispatched from outside the area. |
| Guarantees in writing | Universal Pest Control Pest-Free Guarantee and Termite-Free Guarantee: if pests come back between scheduled visits, so do we, at no extra charge. Free inspections, plus same-day and next-day service. | Most pest control companies Retreatment terms, callback windows, and what counts as covered differ from contract to contract. |
The highlighted Universal Pest & Termite column reflects services we provide directly or through the Universal family of companies. The “Most pest control companies” column describes common industry practice in general terms and is not a statement about any particular company — some companies may offer services that are similar, so ask any provider exactly what their plan, warranty, and quote include before you sign. Financing on approved credit.